Contract Law: The Test-Achats Case - What does it mean for Insurers?

Posted in : Supplementary Articles ROI on 27 May 2011
Mary Kelleher
Hayes Solicitors
Issues covered:

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1. Introduction

From 21 December 2012, insurance companies will no longer be permitted to take a person's gender into account as a risk factor when determining general and life insurance premiums.

This is the result of a recent decision of the European Court of Justice (the “ECJ”) which decided that different insurance premiums for women and men constitute sex discrimination and are not compatible with the European Union's Charter of Fundamental Rights.

2. Background

Equality between men and women is a fundamental principle of the European Union. The Charter of Fundamental Rights of the European Union prohibits any discrimination on grounds of sex and requires equality

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This article is correct at 06/08/2015

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Mary Kelleher
Hayes Solicitors

The main content of this article was provided by Mary Kelleher. Contact telephone number is +353 1 6624747 or email

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