P for Permanent Health InsurancePosted in : Supplementary Articles ROI on 9 January 2012
Louise Harrison writes:
Employers often offer Permanent Health Insurance (‘PHI’) as a benefit. PHI can give rise to problems where contractual documents do not properly delineate the extent and the limitations of PHI cover.
Two important lessons for employers are highlighted below.
1. Ensure that the Employment Contract does not describe a wider provision of benefits than that which the insurer will cover.
It is essential that the PHI policy be described accurately in the employment contract itself and in any handbook or ancillary documentation incorporated into the contract. Failure to do so may expose an employer to liability for which it is not insured.
In the UK case -
Already a subscriber?
Click here to login and access the full article.Log in now to read the full article
Don't miss out, start your free trial today!
Are you fully aware of the benefits of Legal-Island's Irish Employment Law Hub? We help thousands of people like you understand how the latest changes in Irish employment law impact your business through a mix of case law analysis and in-depth articles. All delivered right to your inbox.
We help you to understand the ramifications of each important case from Ireland and Europe.
We help you ensure that your organisation's policies and procedures are fully compliant with Irish law.
You will receive regular updates on Irish employment law including case law reviews, legislative changes, topical updates as well as answers to your burning questions through our Q&A feature.
You will have 24/7 access to the Employment Law Hub so you can research case law and HR issues when you need to.
This article is correct at 06/08/2015
The information in this article is provided as part of Legal-Island's Employment Law Hub. We regret we are not able to respond to requests for specific legal or HR queries and recommend that professional advice is obtained before relying on information supplied anywhere within this article.